Terms and Conditions of Use

Welcome to Start Investing in Brazil (startinvestinginbrazil.com). These Terms and Conditions (“Terms”) govern your access to and use of this website. By accessing or using our website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must stop using this website immediately.

1. Purpose of the Website & Financial Disclaimer

The content provided on startinvestinginbrazil.com is strictly for educational, informational, and marketing purposes.

  • No Investment Advice: The material on this website does not constitute direct investment, legal, tax, or financial advice. Past performance of financial assets is not a guarantee of future results.
  • Regulatory Status: André Souza is an accredited Investment Advisor (Ancord certified) linked with Octo Capital and BTG Pactual, operating under the regulatory framework of the Brazilian Securities and Exchange Commission (CVM – Comissão de Valores Mobiliários).
  • No Direct Transactions: This website does not directly execute financial transactions, trade securities, or hold client funds. All formal investment accounts and operations must be opened and executed through the official, secure platforms of BTG Pactual.

2. Eligibility

By using this website, you represent and warrant that you are at least 18 years of age and possess the legal capacity to enter into a binding agreement. If you are accessing this site from outside of Brazil, you are responsible for ensuring compliance with your local jurisdictional laws regarding foreign investments.

3. Intellectual Property Rights

Unless otherwise stated, all content, logos, text, graphics, images, and software on startinvestinginbrazil.com are the intellectual property of André Souza / Start Investing in Brazil and are protected by Brazilian and international copyright laws.

  • You may view, download, and print content for your personal, non-commercial use only.
  • You must not republish, sell, rent, or duplicate material from this website without explicit, written consent.

4. Acceptable Use

You agree to use this website only for lawful purposes. You are strictly prohibited from:

  • Using the website in any way that causes, or may cause, damage to the website or impairment of its availability or accessibility.
  • Using the website to copy, store, host, transmit, send, use, publish, or distribute any malicious software (spyware, computer viruses, Trojan horses, etc.).
  • Engaging in any systematic or automated data collection activities (such as scraping or data mining) without express permission.
  • Submitting false, fraudulent, or misleading information via contact forms.

5. Third-Party Links and Resources

Our website contains links to third-party websites, including but not limited to BTG Pactual (www.btgpactual.com) and Octo Capital. These links are provided solely for your convenience. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web platforms. Navigating external links is done entirely at your own risk.

6. Limitation of Liability

To the maximum extent permitted by applicable law, André Souza, Start Investing in Brazil, and its partners shall not be held liable for any direct, indirect, incidental, or consequential damages or losses resulting from:

  • The use or the inability to use this website.
  • Any inaccuracies, omissions, or errors in the content provided on the site.
  • Decisions made or actions taken by you in reliance upon the information found on this website.

Investing in capital markets involves risks, including the potential loss of principal.

7. Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy, which explains how we collect, process, and protect your personal data in accordance with the Brazilian General Data Protection Law (LGPD). By using this site, you acknowledge and agree to the data collection practices outlined therein.

8. Modifications to the Terms

We reserve the right to review, change, or update these Terms and Conditions at any time without prior notice. Any modifications will be effective immediately upon being posted to this page. Your continued use of the website following any updates signifies your acceptance of the revised Terms.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federative Republic of Brazil. Any disputes arising from or relating to the use of this website shall be subject to the exclusive jurisdiction of the competent courts of Brazil.

10. Contact Information and Mandatory Disclosures

If you have any questions regarding these Terms and Conditions, please contact us:

  • Website: startinvestinginbrazil.com
  • Email: andreluiz@octocapital.com.br
  • Phone: +55 84 99121-1417
  • BTG Pactual Code: 5422716
  • Institutional Ombudsman (Ouvidoria BTG Pactual): 0800 7220 048 | www.btgpactual.com/ouvidoria (Available Mon-Fri, 9am to 6pm BRT, excluding Brazilian holidays)